Text CREDIT to 31996 to Receive $10 off Enrollment Fee!

Ready to INCREASE your Credit Score? Book with Vivacious Credit Services!

Fix your Credit, Fix your Life!

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Helping You Rebuild Your Credit

If you are constantly being denied because of your low credit score, Vivacious Credit Services is here to assist you.  Our company offers credit restoration and education services to all. 

RRR Program

The RRR Program is designed to help our clients know and understand credit  after the program is completed.  The RRR Program means Review, Restore, and Retain.   We want our clients to Retain their credit and utilize the knowledge.  

How does the Process Work?

During our consultation, we will review your credit report.  You pull your report yourself.  We recommend Privacyguard.com or Experian.com. 

We will then come up with an action plan to help you attain your financial goals. 

After your letters are sent out, you will receive correspondence from the bureaus within 30-45 days.  The entire process can take up to 120 days. 

What items can be removed?

Evictions, repossessions, medical bills, collections, student loans, old addresses, judgments, bankruptcies, late payments and any information that is not verifiable or correct! 

Money Back Guarantee!

If after THREE rounds of letters at least 50 % of the items do not come off, you will get a full refund. 

We help you Build Credit as Well!

After the negative has been removed, we will then teach on how to build your score to the 700 club!  We have partnered with Credit Builder Card to assist all of our clients with building their score. 

Why Chose Vivacious Credit Services?

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We care about our Clients!

We take the time to review our clients financial history and understand how we got to not so favorable credit.  We then devise a plan with each client tailored to fix bad habits and create new ones. 

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Proven Results!

We are passionate about getting results! We work very hard to help our clients reach their goals.  We provide resources and use the Law to maximize our results for our clients. Our clients goals is our PRIORITY! 

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About the CEO

The CEO De'Asha Redding has first hand experience with bad credit.  She knows and understands how hard it is with bad credit and she made it her duty to help people with getting their finances back on track. 


She began her journey in credit restoration in 2015.  After going through trial and error as well as having her own financial issues, she began to take credit seriously.   She had repossessions, evictions, and medical bills on her credit.   She has overcome so many obstacle in  her financial life and now she wants to help others do the same.  


DeAsha is a member of the Credit Consultants Association.  She has passed the proficiency exam to become a Certified Credit Consultant. 


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