When you book your consultation with us we will go over your credit file in detail. This is at no charge to you. We will come up with an action plan together to help you build your score. This consultation is very important. After we determine which package works for your budget, we will begin working on your file.
The credit bureaus have 30-45 days from the day they receive your letters to respond to you. Once you receive correspondence from the credit bureaus, you are required to send the information to us.
All items will not be removed from your credit file, that is called a credit sweep and that is illegal. We do not perform credit sweeps. We only provide factual disputing. Everything we do is backed by the Fair Credit Reporting Act (FCRA.)
We are so sure you will be pleased with our services that we have a 100% money back guarantee if we cannot remove at least 50% of the negative items on your report.
Our mission is to provide credit education and tools to our clients to help them achieve the credit they deserve.